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Conrado Martinez, a mortgage expert, demystifies the financial world

Conrado Martinez, a mortgage expert, demystifies the financial world


At this time in human history, there are so many laws, rules, and regulations governing what happens in a financial institution that the uninitiated require guidance before their financial goals can potentially come true.

“Man, you have to understand that generational riches and everything else we’re attempting to acquire, speak of, and discuss are under siege and under danger. For me, in my perspective, since when we talk about money or even generational wealth, it means various things for different people and different amounts for different people, depending on where you are geographically and also generationally. We can’t disagree, though, on the fact that homeownership is unquestionably the gateway into generational wealth because it is something you do passively, according to Martinez.

Conrado Martinez, a loan officer at Homevision Mortgage who actively gives back to his Brevard County community, primarily via charitable endeavours and money-conscious leadership, is interviewed by presenter Corie Murray on the Season Two premiere of “Black Men Sundays” this week.

Martinez started off as a life insurance salesperson with Citi Group before moving on to become a financial counsellor and, most recently, a loan officer. His stated goal as a mortgage consultant is to “demystify the financial world and make it easier for the common person to understand” using his education and experience in finance.

Martinez serves as director of bigger and better business at his local Phi Beta Sigma Fraternity Inc., chapter, which he said seeks to address those issues in part by motivating younger people to have an appetite for building generational wealth.

“In my opinion, one of the barriers preventing individuals from entering this doorway known as generational riches is the element of the unknown. Once you enter the portal, you can use a variety of different asset classes and categories to advance your quest, according to Martinez.

To that point, Martinez said the fraternity recently launched a crowdfunding effort to fill a scholarship fund with donations on a night out to the movies, specifically to the upcoming film “Black Panther: Wakanda Forever,” which he said was chosen for its themes of unity and moving forward as a collective.

“We created a movie event that’s going to occur here in Melbourne, Florida, Nov. 19 (at) 6pm at the Oaks movie theaters (Premiere Theaters Oaks 10),” Martinez said. “We call it ‘Crowdfunding for Generational Wealth,’ and the premise behind that is simple: Each family donates $100 to the cause, and the purpose of that is that, collectively, these families become, what I see in my profession, that proverbial rich uncle, that person that comes in and nudges their family member along and allows them to step into what they have already stepped into. Hopefully it is my desire that through our collectivity…we’re hoping that our kids can see us coming together for a focal point of helping others step into that threshold called generational wealth via purchasing a home or owning a home versus renting.”

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